Besides your oral hygiene habits at home, the American Dental Association recommends you visit your dentist at least twice a year for a cleaning and checkup. If you were among the one-third of adults who did not schedule an appointment last year, there is no better time than now to recommit to a healthy smile. At the start of the year, your dental benefits reinstated, allowing you to get the affordable care you need to keep your teeth and gums healthy.
Invest in a Healthy Smile
Dental insurance differs from medical coverage because it focuses more on prevention. Maintaining your oral health throughout the year helps to reduce the risk of an invasive or costly treatment down the road. In fact, for every $1 you spend on prevention, it can save you $8 to $50 on emergency or restorative treatments.
Your insurance makes it easy to get the care you need to prevent common dental complications from occurring, like tooth decay and gum disease. Unfortunately, less than 3% of Americans meet or exceed their annual benefits. Often, there is confusion about how insurance works, so many people delay getting the care they need because they worry about a large bill; however, you have nothing to fear.
Maximize Your Dental Coverage
Every month you pay premiums for your specific policy. Although each one is different, most insurance carriers allow you to enjoy 100% coverage for preventive appointments. You can get cleanings, checkups, x-rays, and other preventive services for little to no out-of-pocket expense.
Even with the best preventive measures in place, a problem can still develop. Your insurance allows you to quickly treat the issues before it progresses in severity. After paying your annual deductible, your insurance carrier pays a portion of the cost of the treatments. Depending on your specific policy, they may cover 50% to 80% of minor and major restorative treatments, like fillings, root canals, or dentures.
Your insurance carrier recommends you visit an in-network dentist to maximize your savings opportunities. They have pre-negotiated rates with a network of dental professionals to reduce the amount you need to pay. Although it is often best to see an in-network dentist, you have the freedom to visit one who is not. You can still use your coverage, but you will need to pay the difference between the dentist’s fees and your insurance’s allowance.
You can use your insurance until you reach your annual limit or maximum. If there comes a time when your service exceeds this amount, your dentist works with you to split the treatment across calendar years to minimize how much you need to pay.
Schedule an Appointment Today
This year commit to a healthy smile by using your dental insurance to get the affordable services you need.
About Dr. Raj Vekariya
Dr. Raj Vekariya believes everyone should have access to affordable dental care, which is why he works with many leading insurance carriers. He will help you reach your oral health goals while staying within your budget. Contact Center One Dental today to schedule an appointment.