The American Dental Association recommends that you and your family have at least two dental checkups and cleanings each year. Whether your family is large or small, these visits can become costly. How would you like to save some money while taking care of those precious smiles? With dental insurance, the cost of covered services can be reduced. And savings could be even greater if you see an in-network dentist. That’s why Dr. Raj is happy to accept Cigna, a great provider of dental insurance benefits. You can be thankful that you work for a company that understands the value of good oral health. Take advantage of your benefits and schedule regular preventive dental care with your Cigna dentist.
Cigna Dental offers three dental benefits plans:
These are fee-for-service plans. This means that in exchange for your monthly premium payments, you are eligible for discounts on treatments you and your family need regularly to have healthy teeth and gums.
As with your car and home insurance, you will need to satisfy a deductible. That’s the amount of money you pay out-of-pocket before your Cigna dental insurance coverage begins to pay for treatments.
Once you meet your deductible, you’re eligible for a specified amount of coverage over the course of a year depending on which plan you choose. With all of Cigna’s plans, however, preventive care is covered at 100 percent and no deductible is required. Like Dr. Raj, Cigna takes your oral health seriously. For other services, Dr. Raj and his staff will work with you to schedule appointments in order to use your benefits most effectively.
Mona is the front desk receptionist and insurance expert at Center One Dental. All you have to do is give her your Cigna information and she’ll take it from there. Mona can explain how your coverage applies to the treatment you need. She will also file all of your claim forms to ensure that you receive the maximum benefits allowed for covered dental services. Don’t hesitate to ask Mona any questions you may have about how your benefits work.