Center One Dental Family & Cosmetic Dentistry
United Concordia Dentist - Canonsburg, PA
United Concordia Cuts the Cost of Dental Care
We understand that some dental procedures cost quite a bit of money, which is why we are happy to accept so many different forms of insurance! If you have United Concordia coverage through your employer, we hope you’ll take advantage of all that your benefits offer. Not only will your insurance help you get the preventive care you need at little to no cost, but it will also reduce your financial obligation for more extensive dental treatments.
How can you get the most out of your United Concordia dental insurance? Let us be your guide to maximizing your benefits.
United Concordia Coverage Availability & Fees
When you signed up for dental insurance through your employer, you probably had to read through a bunch of paperwork that detailed the coverage available via different plans. Although every policy works a bit differently, most of them have the same basic guidelines. Here is a look at how your insurance may help you afford various dental procedures:
- Preventive care: 100% covered
- Minor restorative work: 70% - 80% covered
- Major restorative work: Approximately 50% covered
- Cosmetic work: Not covered
The above coverage estimates apply only if you visit an in-network dentist. If you go out of network and have a PPO plan, you can still use your benefits, but you may end up paying significantly more because out of network dentists have not predetermined the fees for specific services with United Concordia. It is also good to bear in mind that if you have a DHMO plan, you must visit an in-network or you will not be able to use your coverage at all.
PPO plans often come with a yearly maximum, which is the highest amount that your insurance company will pay out for treatment within a calendar year. Typically, this amount is around $1,000. If you are concerned that your dental work will exceed your yearly maximum, we may be able to help. For example, it might be possible to break up your treatment across multiple appointments in different calendar years so you can take advantage of two yearly maximums.
Meet Mona, Our In-Office Insurance Expert
Mona is the friendly gal whom you’ll meet at the front desk when you first come into our office. She has been with our practice for two years, and she knows her stuff when it comes to dental insurance. Simply provide her with your insurance information, and she’ll explain how your coverage applies to your treatment. She’ll also file claims for you and try to answer any questions you may have about how your benefits work.
Mona and everyone else on our team look forward to helping you achieve a healthy, confident smile as affordably as possible!